Cohort programme
Manage personal and business money with confidence.
Opening soon
Cohort enrolment is opening
Four programmes start every Monday from 12 October 2026. Dates for this programme appear here as soon as enrolment opens.
Start self-paced nowMeet Thandi Mokoena, your AI host
AI host. A digital human from VowHumans, not a person.
Week by week
About 22 h 20 min of guided learning through Personal Finance. Each week opens on Monday with your host; your pod takes on the challenge on Friday.
Module 0: Orientation and Your Money Baseline · Module 1: Earning and Your Payslip
Module 1: Earning and Your Payslip · Module 2: Budgeting and Cash-Flow Control
Module 2: Budgeting and Cash-Flow Control · Module 3: Credit and Debt
Module 3: Credit and Debt · Module 4: Protecting Your Money and Your Family
Module 4: Protecting Your Money and Your Family · Module 5: Growing Money and Your Financial Plan
Module 5: Growing Money and Your Financial Plan · Course Test
Join 6 to 8 learners matched by language and timezone, with your own channel.
Every Friday: five questions and a short explanation, scored for your pod over 48 hours.
Weekly threads, pinned host announcements and a safe, moderated space. Display names only.
Peer-reviewed capstone, a graduation page with certificates and a lifelong alumni space.
The cohort guides you through the core courses. Every course here stays unlocked for life.
For organisations
Book seats for your team, or a private intake
Invite staff by email or link, track progress and export your skills-development report.