A hands-on money skills lab. Using a spreadsheet and free online tools, you'll decode a payslip and calculate PAYE, track spending and build a budget, compare bank accounts and prices, project savings with compound growth, model loans with an amortisation table, check your credit health, size an emergency fund and compare insurance, and pull it all into a net worth statement. You finish with a working Personal Money Dashboard you can keep using for years.
6
Modules
23
Lessons
6 weeks
Duration
Foundation
Level
Course outcomes
Build spreadsheet calculators for pay, tax, budgets, goals, savings growth and loans
Read a South African payslip and estimate PAYE using current tax tables
Track spending by category and compare planned with actual spending
Compare bank accounts, prices, loans and insurance quotes on total cost
Explain how compound growth, interest and credit records shape long-term outcomes
Identify financial risks and choose emergency savings and insurance to manage them
Create a Personal Money Dashboard with a net worth statement and monthly review routine
Join a structured pathway with lessons, assessments, and practical learning. Earn a certificate plus 900 VowRewards on completion.
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